There is an effective, but simple rule here in the book. The golden rule is YOU GIVE FIRST — and only then you GET. First YOU give a PROFIT to your PARTNER — and only then you get a profit for YOURSELF. Use the RULE — always, with everyone and everywhere. The more you give, the more you get. A good example is a credit bank — act as a credit bank for yourself! Give your money to people at a small percent. Improve the quality of life of your partners! Do what everyone needs. Worldwide Bestseller!