Vladimir S. Lavrov

Development of financial intelligence

8 Key Zones of Growth in Your Financial Capabilities

Fonts by «ParaType»

Cover designer James Gillray

© Vladimir S. Lavrov, 2018

© James Gillray, cover design, 2018

Money is drawn to money. Many people think that this is just a beautiful metaphor, but far from everyone knows how much this expression is close to reality! If you want to know how money attracts to each other, forming cash flows, to which people they flock and why rich people get richer and the poor get poor — this book is for you!

Find out from this book where your money is really hiding and why they are avoiding you! Raise your financial IQ by 8 points!

ISBN 978-5-4493-5050-3

Created with Ridero smart publishing system

Contents

1. Development of financial intelligence
2. Introduction
3. Cause of poverty number 1. Elementary financial illiteracy
   1. Step-by-step scheme for eliminating the first cause of poverty
4. Cause of poverty number 2. Unwillingness to take responsibility for own well-being
   1. Step-by-step scheme for eliminating the second cause of poverty
5. Cause of poverty number 3. Wrong investment of time and money
   1. Step-by-step scheme for eliminating the third cause of poverty
6. Cause of poverty number 4. Hope for a single source of income
   1. Step-by-step scheme for eliminating the fourth cause of poverty
7. Cause of poverty number 5. The conviction that the spiritual is more important than the material
   1. Step-by-step scheme for eliminating the fifth cause of poverty
8. Cause of poverty number 6. Misunderstanding the difference between price and value
   1. Step-by-step scheme for eliminating the sixth cause of poverty
9. Cause of poverty number 7. The propensity to save and reduce costs, instead of increasing the cost of one’s time and increasing incomes
   1. Step-by-Step Scheme for Addressing the Seventh Cause of Poverty
10. Cause of poverty number 8. Unwillingness to benefit people
    1. Step-by-step scheme for eliminating the eighth cause of poverty
11. Conclusion
12. Application. Take your revenues under control!
13. For those who do not want to stop there: the author’s afterword

Introduction

There are eight main reasons why you can stay in poverty for a long time and deprive yourself of money. And this is not just a low self-esteem or lack of clear financial goals, which is quite obvious and easily eliminated. There are much less obvious, but at the same time, very important underlying causes of your (of course, temporary, as you read this book!) Poverty. They are the key areas for the growth of your financial opportunities!

Before you get acquainted with them, take note of one fact: while you agree to poverty and think that you do not deserve more, someone earns the money intended for you and spends it for their own needs!

Do not you want to put up with poverty?

You do not agree to live in cramped conditions?

Do you think that you deserve more?

Then carefully read this book. It will allow you to understand the peculiarities of thinking of rich and wealthy people, develop your financial intelligence and eliminate the eight main causes of poverty, which are:

• Cause of poverty number 1. Elementary financial illiteracy

• Cause of poverty number 2. Unwillingness to take responsibility for own well-being

• Cause of poverty number 3. Wrong investment of time and money

• Cause of poverty number 4. Hope for a single source of income

• Cause of poverty number 5. The conviction that the spiritual is more important than the material

• Cause of poverty number 6. Misunderstanding the difference between price and value

• Cause of poverty number 7. The propensity to save and reduce costs, instead of increasing the cost of one’s time and increasing incomes

• Cause of poverty number 8. Unwillingness to benefit people

Waving to yourself and accepting poverty, you may find yourself in time in even more constrained conditions. So do not delay the decision of such an important issue as money. You have the opportunity right now to change your financial situation and enter a new level of life. Take advantage of this!

Perhaps in the past you have repeatedly made some efforts to improve life, have stepped on some rake and learned that it is better to reconcile with what is and not try to change anything. But the past does not exist. The past has already passed and there is only the present. And in the present you can change everything, even if in the past you made some mistakes! With today’s thoughts, words and actions, you can correct everything if you want.

From this book you will learn how to do it!

P.S. Initially, the book was written in Russian and only after that it was translated into English. Due to the specific differences between Russian and English, the author could allow minor inaccuracies in the translation. Do not judge strictly, for the English language for the author is not native. If possible, treat ind